Terms of ServiceTerms of Service

1. Acceptance of Terms

By accessing and using PkPay+ payment gateway services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Use License

Permission is granted to temporarily use PkPay+ services for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or for any public display
• Attempt to reverse engineer any software contained on the website
• Remove any copyright or other proprietary notations from the materials

3. Payment Processing

PkPay+ provides payment processing services subject to the following terms:

• All transactions are processed securely using industry-standard encryption
• Transaction fees are clearly disclosed before processing
• Refunds are subject to our refund policy and applicable laws
• We reserve the right to refuse service to any merchant

4. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the service, to understand our practices.

5. Disclaimer

The materials on PkPay+ website are provided on an 'as is' basis. PkPay+ makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

6. Limitations

In no event shall PkPay+ or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on PkPay+ website, even if PkPay+ or a PkPay+ authorized representative has been notified orally or in writing of the possibility of such damage.

7. Accuracy of Materials

The materials appearing on PkPay+ website could include technical, typographical, or photographic errors. PkPay+ does not warrant that any of the materials on its website are accurate, complete, or current. PkPay+ may make changes to the materials contained on its website at any time without notice.

8. Links

PkPay+ has not reviewed all of the sites linked to our website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by PkPay+ of the site. Use of any such linked website is at the user's own risk.

9. Modifications

PkPay+ may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.

10. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the jurisdiction in which PkPay+ operates and you irrevocably submit to the exclusive jurisdiction of the courts in that state or location.